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Facto Financial Group

Personal Insurance

Our goal is to grant you direct access
to fully underwritten insurance policies, typically accessible only through financial planners or advisors.

Call us now 0452 217 170

We aim to empower you with information about available choices, enabling you to make informed decisions based on your needs, without the added cost of personalised advice.

Why Consider Life Insurance

Life insurance serves as a safety net, providing financial security for your loved ones in unforeseen circumstances. Key benefits include:

  • Financial Safety: Life insurance provides a lump sum payment to beneficiaries, assisting with expenses like mortgages and living costs.
  • Peace of Mind: Knowing your family could be financially secure can offer reassurance during challenging times.
  • Estate Planning: Life insurance can be vital in estate planning, aiding in the smooth transfer of assets to beneficiaries.

Taking the First Step
Start exploring life insurance options to safeguard your family’s financial future. You can even opt to have your insurance paid within your superannuation fund, offering peace of mind and aiding cash flow, without incurring additional costs for personalised advice.
Contact us to learn more about suitable life insurance choices.

Get a free quote now

Why Consider TPD Insurance

TPD insurance acts as a financial safety net, offering protection if you suffer a total and permanent disability that prevents you from working.

  • Peace of Mind: Knowing you have financial protection in the event of a severe disability can provide reassurance during challenging times.
  • Estate Planning: TPD insurance can also play a role in estate planning by ensuring beneficiaries receive financial support if you are permanently disabled.
  • Financial Security: TPD insurance provides a lump sum payment if you become totally and permanently disabled, assisting with financial obligations such as mortgage payments and daily living expenses.

Taking the First Step
Begin exploring TPD insurance options to safeguard your financial future in the event of a total and permanent disability. You can even opt to have your insurance paid within your superannuation fund, offering peace of mind and aiding cash flow, without incurring additional costs for personalised advice.
Contact us to learn more about suitable TPD insurance choices.

Get a free quote now

Why Consider Income Protection Insurance

Income Protection Insurance acts as a financial safety net, providing you with a regular income if you’re unable to work due to illness or injury.

  • Financial Security: Income Protection Insurance ensures you continue to receive a portion of your income if you’re unable to work due to a covered illness or injury, assisting with ongoing expenses and financial commitments.
  • Peace of Mind: Knowing you have financial support during periods of incapacity offers reassurance, allowing you to focus on recovery.
  • Maintaining Lifestyle: It helps maintain your lifestyle by covering ongoing expenses like mortgage repayments, bills, and daily living costs.

Exploring Income Protection
Discover various types of Income Protection Insurance policies available to suit your needs. Our resources offer insights into these options.

Taking the First Step
Begin exploring Income Protection Insurance options to safeguard your financial stability during unexpected illness or injury. You can even opt to have your insurance paid within your superannuation fund, offering peace of mind and aiding cash flow, without incurring additional costs for personalised advice.
Contact us to learn more about suitable Income Protection choices.
Get a free quote now

Why Consider Trauma Insurance

Trauma Insurance offers financial protection in the event of a serious illness or injury covered by the policy.

  • Financial Support: Trauma Insurance provides a lump sum payment if you’re diagnosed with a critical illness or suffer a covered injury, offering financial support to cover medical expenses, rehabilitation, and other financial obligations.
  • Flexibility: The payout from Trauma Insurance can provide flexibility in how you use the funds, whether for medical treatment, home modifications, or to alleviate financial stress during recovery.
  • Peace of Mind: Knowing you have financial support if diagnosed with a critical illness can ease the burden during a challenging time.

Exploring Trauma Insurance
Discover various types of Trauma Insurance policies available to suit your needs. Our resources offer insights into these options.

Taking the First Step
Begin exploring Trauma Insurance options to secure financial protection in the event of a covered critical illness or injury.
Contact us to learn more about suitable Trauma Insurance choices.

Get a free quote now